Every cheque that you write is either an expense, savings or investments. Sadly not everybody knows the difference between the three. In fact todays plan includes telling you that there are 2 types of investment too! OOPS, right? Ok..when you go to a hotel and pay for the food, it is an expense. This […]

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7. Confirm tenure is appropriate: “The insurance representative offered me an endowment policy for 30 years…and at age 44…I am wondering how will be able to pay the premium after I retire…what should I do Subra?”. GENUINE READER QUERY…My answer is a separate post….will do it soon. Here it is: Appropriate tenure of a risk […]

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Completely unconnected to the downgrade of USA by S&P, Mr. Deven Sharma stepped down as President of the rating company… Of course, USA is a meritocracy so it is not possible that White House would have made that fatal call..for the end of the tenure of Mr. Sharma… USA is not India…it is a free […]

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