Read an amazing article on 10 March in a national pink daily on Term Insurance with Return of Premium. ROP as it is called. The author had argued that a Term ROP should not be bought because it is more expensive than the pure Term insurance and hence it should not be bought. This is […]

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You talk to any HNI and he will tell you ‘OMG ..my relationship manager made me do this’…and then they start bashing the poor kid. The relationship manager in the bank is the foot soldier who meets the customer and tries to get revenue for the bank or brokerage house… What is his role (as […]

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