Money management is the whole process of getting wealthy and includes: earning, budgeting, spending, borrowing, accounting, taxation,  saving, trading, investing, etc……. So it is likely that some of the points here could be relevant to you but not to APPLICABLE at this point in time……but still please read on: 1. NOT knowing the difference between […]

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1. You should not fall in love with your stocks: too many of the newbies having ‘read up’ some literature feel that one should not fall in love with your portfolio. Completely wrong. I agree the company does not know that you exist and frankly the company could not care, but it is stupid to […]

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Yesterday I was hearing the story of a man who supported his 5 sisters (one of them widowed) almost all his life. Typical government employee he had an irresponsible father who had 8 children. The son qualified as an engineer and joined government service. Then it was up to him to support his father through […]

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Recently I have been inundated by mails, sms, calls asking for the head of a person who had done a story on how FD returns were better than equity returns over a 20 year period. Now doing data driven stories in India is JUST NOT POSSIBLE. Not possible at all. Why this sweeping statement? Simply […]

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In 1991 Prime Minister Narasimha Rao brought liberalisation to a practical level. Departing from the Nehru-Indira’s uneducated guesses on economics, what Mr. Rao did was path breaking. Sadly Sonia is back in power -(and BJP’s stint did not matter) and we are back to our so called social ways. Take the case of the sugar […]

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Honest to God, this conversation is not an exaggeration. Please read it, and tell me how useful this advise was: Anchor: Sir, when buying insurance should you buy insurance or an investment too. Expert: Well you should look at all the features. Normally people buy life insurance to get the 80C benefit. Which means in […]

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I have been asked a few times ‘Why do you not write a book on Money – especially for women’ ? This is difficult to answer. There seems to be a stereo type image of a woman needing ‘help’ to manage their money. It may also be a hint that women do not understand finance […]

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