A simple man starts a business. He then incurs costs, gives good service and makes some money. The money is enough for him to fund further growth, he expands and grows even better. Then he wants to establish himself further…BUT HE IS EXTREMELY WORRIED about his image and his business. Either he or his children […]
For all those people who feel that the regulator is not doing a good job, well, see what happens even when they do! Peerless, Sahara, and the likes are great Indian companies. No regulator, or government can ever say that they are doing anything wrong, but nobody is sure also. They can get a license […]
The number of school teachers in the country is quite a large number – surely runs into tens of millions. Is it surprising that there are no websites or books meant for teaching investing to school teachers? No. Actually it is not. School teachers in India (on an average) are paid pretty badly and do […]
“Mutual funds are no longer profitable”; “It is not worth being in the life insurance business” – you have heard this and variants of this from the ad driven media, right? Well the truth is not very close to this. Let us take the case of Hdfc Mutual fund. Given the huge AUM already under […]
Thanks to my historic interest in equities, I have some strong views on equity…like the following: a. a small broker cannot make money in broking alone b. a big broker can make money by MONEY lending to traders c. equity is a good investment in the long run d. short term trading is NOT investing […]
I have said this in the past too….and saying it again… “I have NO clue about what attracts big companies to the financial services sector” – repeat a zillion times. None of the so called ‘big groups’ have ever done well in financial services. Whether it is the Tatas, Birlas, Sundaram,….really only Hdfc as […]
You may have read it earlier. Elsewhere or here itself. It may have had a different title, but the principles remain the same. Let me tell you the MOST important investment steps: 1. Learn, know and Understand YOURSELF: This is not so simple. Just too many people I know will say ‘I have to make […]