One hears that there are upwards of 3 million IFAs selling some financial product or the other. My take on this is – not more than 10,000 are in it by choice. Most of them would happily take up a job in the financial services sector. Some of them will not get a job because […]

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The greatest wealth in the world has not been created by inheritance – but by investing! It is only this generation that can make this comment. We are lucky to be living in times when we can make this statement. Let us take examples of Warren Buffet, Bill Gates, L N Mittal, Azim Premji, Ambani, […]

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http://www.subramoney.com/book-written-by-me/ After spending 10 years in the ‘profession‘ of training here are some expensive learning: Television is an entertainment source – not an education source. To be good in the media you need to say something interesting / controversial. Largely you can say anything and be sure that it will not come back to haunt […]

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It is always difficult to sell and do business, especially if you think that the ‘other’ profession you do is teaching. Let me tell you about a friend who came to me enthusiastically to buy life insurance (3 stories actually) One was a good friend – he said he wants to pay Rs. 20 lakhs […]

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How can a Doc retire early? Docs start earning quite late in life – at least the big bucks come at a late stage. So is it really possible for a Doc to retire early? It really looks difficult. Docs unless they are super specialized and have created some kind of aura about their capabilities […]

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A few days back you saw the posting of a kid girl who had spoken about her financial life – and how a mess was created. So here is the solution to the problem. Before I start, let me be clear that this write-up is not a plug for sympathy! I am just intending to […]

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 Do I Need Personal Financial Planning? Planning for a secure financial future is a must! It can be done, and is not easy. Maybe you’re saving to buy your first home. Perhaps starting your own business is a dream. The costs of a college education have spiraled and you may wonder how you will pay […]

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