Just too many people whom I meet crib about the distributor! Poor guy! Call him an agent, advisor, consultant, …or what have you, but he is representing the manufacturer and has a role to play. Let me tell you what I like my client to do or know. Clients should expect good quality feedback on […]

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I did not want to call this also Warren Buffets’ lessons, but it is one! WB says Short term forecasts are useless. He says “the forecast tells you more about the forecaster than the subject matter of the forecast” Cahrlie Munger and WB concur on one thing “market forecasts are like poison” it should be […]

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A bull market creates a happy mind set and a bear market (Ok, Ok, I am not saying we are in one) – whether for a short term or a longer term makes people anxious. Are you financially anxious? How does one deal with financial anxiety? Well there are many things to do. Your life […]

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Well he/ she should know life insurance and mutual funds for sure. Should know famous books and names of authors – so that they know where to turn to if they want to know behavioural finance. Or how a Random Walk works. They should also know that Nasim Taleb has written more than one book. […]

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┬áDo I Need Personal Financial Planning? Planning for a secure financial future is a must! It can be done, and is not easy. Maybe you’re saving to buy your first home. Perhaps starting your own business is a dream. The costs of a college education have spiraled and you may wonder how you will pay […]

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If you are a student of financial planning you should know the following. Just find out how many of these statements are true and how many are false….. Financial planning is perhaps difficult for a client to do it himself because of the personal bias that might set in. Procrastination is the enemy of compounding. […]

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Continuing with my Saturday’s blog…Reliance did list at a discount to the “perception price” of Rs. 450 + a premium of Rs. 150-160. It tanked to 390 and then zoomed past 430! So the poor investor who is stuck with the share procured at 430 does not know what to do? I have had people […]

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