One of the girls who read my book….has sent this note….I have masked her name….obviously do not want her name to show up in a Google search!! Name:  hidden           Age: 23 (born 1987)         Profession: Service / Banker 1. At what age do you plan to retire? Have you started saving for retirement? I plan […]

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Teaching used to be a good profession and had a lot of respect…in the ancient times. Drona asked for a fee..and it was not negotiated. He was given a house, a seat in the ‘darbar’ and a lot of respect in the kingdom. However we have come a long way. Kids respect their teachers only […]

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Fortunately or unfortunately most of the net wealth that I have created is by being in the markets and for long periods of time. However this did not lead to a career in Portfolio Management Services – simply because the method of compensation and the amount of compensation did not attract me at all. If […]

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Finding an unbiased reporter or a reporter with an open mind is almost impossible. Of course the kids who have recently joined are not so bad…but the elders in the profession are either already in politics or are clearly biased towards one side or the other.. To get them to be brave is really tough..and […]

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I wish I had joined the mafia – at least everybody would KNOW that I am a bad man! A friend of mine in a high position in a big finance company told me this yesterday! The following are a mix of my views and partly his lament! Having seen Investment banking (I think a […]

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If your financial planner told you “The longer your time horizon, the more stocks you should own”. You need to tell him “Time isn’t everything. You must also consider I am a broker in the life insurance business!” It’s one of the basic rules of thumb: The more years you have to recoup losses, the […]

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The greatest wealth in the world has not been created by inheritance – but by investing! It is only this generation that can make this comment. We are lucky to be living in times when we can make this statement. Let us take examples of Warren Buffet, Bill Gates, L N Mittal, Azim Premji, Ambani, […]

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