The most important person in the life insurance business TODAY is the ‘policy retention manager’. In every industry the MOST IMPORTANT PERSON keeps changing from time to time. Now is the time of the person who does the cleaning up after the ELEPHANT has done the big job! Over the past 10 years life insurance […]

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No, sorry you will not find the answer here. I do not want to join the cacophony out there. However I have found the following types of answers: 1. I do not know what to do, so no comments. 2. I will do what the big boys are doing. Pssst…do you know what the big […]

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A few days ago I did a sarcastic article on ‘how real estate prices cannot fall at all’….now I am contradicting myself! Two different stories about real estate deals: One person bought in a upcoming luxury project in year a 4bhk house for Rs. 112 Lakhs in dec 2006. In 4 years time, a self […]

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  Men are men – you see the Seagram ad, do you not? I have seen just too many men living beyond their means. This they do by lying to their wives – and living it up. This becomes even easier when the husband is in business. The wife only understands cash flow – so […]

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  I meet all kinds of kids – and it is worth seeing their attitude towards money and their parents…. Some kids think that their parents owe them a living! Some kids hate spending their parent’s money – even a farthing! This is not about their attitude, it is about their ability to communicate with […]

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You could take an optimistic scenario or a pessimistic scenario for 2012 and in the years to come… Let me see….here I think PESSIMISTICALLY what can happen: 1. Collapse of the European Banking system: just because it is unable to bear the load, the banks will just collapse. In fact on 24th of Dec the […]

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When I wrote in 2006 ‘you should take a term life insurance of Rs. 1 crore’ many people wrote to me saying: – he must be a life insurance agent – this is not for the middle class…how can we pay thousands of rupees premium? – if we put all our INVESTMENTS in life insurance, […]

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