It is the financial literacy month in the US. So obviously there are many programs around the country spreading financial literacy. Many colleges like Wake Tech Community College and universities like Tennessee University are among the more prominent and interactive ones. My take on financial literacy is, it should be a FINANCIAL LEARNING program and […]

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Not sure whether all the readers know / understand / appreciate in writing a book or a blog. So I thought I should share some thoughts at least: 1. No clue about the audience: I have NO clue at all about who reads my blog. Even if I know some names, I have no clue […]

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These are some of the queries that I receive – most of them asking me ‘Should I invest in equities’ or EVEN ‘Why do YOU say I should invest in equities’. Let me first list the questions: 1. Will the next 20 years be the same as the 20 years that have gone by? 2. […]

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  A few reader queries and their answers: 1) Do you think pension policies from insurance companies make up for a good investment for availing pension?  Why or  why not? Answer: No. They do not. First of all thanks to some Quixotic regulations no life insurance company is selling a pension plan, so this question […]

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I do not always respond to emails and comments on my blog. Some are too obvious and some queries are portfolio management queries. Typically like ‘I have invested in……..’ is it a good investment? Is it a good time to average? is it a good time to sell?…. frankly the answer to all this is […]

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Just attended the 1st birthday of MoneyLife foundation – the magazine is older…Dr. K C Chakraborthy, Rbi deputy governer was the chief guest. Sanjay Nirupam of Congress (earlier Shiv Sena- the original) was also a guest… I liked the way Debashis introduced Dr. Chakraborthy. Dr. C is a nice, simple person who is quite humble. […]

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I have been getting lots of mails from Nris all over the world – Australia, Bahrain, US, UK,… not sure if there is a pattern..many of them want to invest in India and are wondering how? If i were to address issues relating to Nri investors…what are the areas that YOU would want me to […]

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