Here are some more things which people tell you regarding retirement. Here I am bashing them as wrong. It may have been right a few years ago…no longer true. 1. Your debt and equity asset allocation should be based on the 100-age rule: So if you are 70 years old, it should be 100-70 should […]

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I have been getting lots of mails from Nris all over the world – Australia, Bahrain, US, UK,… not sure if there is a pattern..many of them want to invest in India and are wondering how? If i were to address issues relating to Nri investors…what are the areas that YOU would want me to […]

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Yesterday I met a pharma distributor. He is really huge – and controls a full state. Just to hide his identity will not reveal which state. He was talking about retail margins in the pharma industry. First of all the ‘billing’ price is far, far below the MRP (which incidentally in India is a fraud). […]

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