It is the financial literacy month in the US. So obviously there are many programs around the country spreading financial literacy. Many colleges like Wake Tech Community College and universities like Tennessee University are among the more prominent and interactive ones. My take on financial literacy is, it should be a FINANCIAL LEARNING program and […]

Read More →

For somebody who has spent a long time watching the mutual fund industry I am not sure whether it is going to be a case of “I knew this will happen” or even worse ‘I told you so’…. How does a fund scheme get launched – rather why? Simply because the sales force has never […]

Read More →

Is the market going to go up or go down? Well we all have tackled this question in many ways..here is one more! One ‘Wealth Manager’ came to me recently with a PMS scheme which gives me a 12% assured return (over 3.25 years not annually) – and this fund will invest in a mix […]

Read More →

Many of today‚Äôs equity sales people (never mind if they are hawking mutual funds, direct equity, pms, or life insurance) may not really have a perspective on the long-term positive attributes of equity investing. Certainly, equity markets do not always deliver positive returns in a steady upward fashion. Nor are they obliged to do so. […]

Read More →