Real estate as an Investment…

I hope Dr. Khan finds this article useful…Arjuna seek your answers here: Many people have been screaming about real estate as an investment. Well I have nothing against it, except that I do not understand it. Given limited brain power, I would rather not do it, instead of making a mess of the same Let [...]

Investment Myths….

“My husband does not lose money in equity markets – you know we doubled our money in the Maruti IPO’ vow I said…and as usually probed …. she said “Oh my husband only applies in an IPO, so he says we cannot lose money”…vow! There are 2 routes to the equity market. One is called [...]

New Pension Products

Today sadly, there is no pension plan which meets all your requirements. For example Templeton and UTI (both asset management companies) have a pension plan – and it is a one size fits all type of a plan. Typically a pension plan should have various options at the ACCUMULATION stage – when a person is [...]

Why you need to make a will?

Look at some of the excuses that people give for not making a will: – I have a lot of money, but so do my kids. They will not fight for Rs. 50 lakhs. So true. I heard of a family which fought for Rs. 50, 000 crores, I am sure you did to! – [...]

Some advice best ignored…..

1. Franklin India Bluechip fund has performed badly. Look at the last quarter. Remember this advice sometime in 2007….and as usual I smiled it away. In fact the EDITOR of a financial mag told me ‘Hey this fund is doing well in my portfolio…why is such a story being carried (somewhere else, thankfully!!). I said, [...]

6 Important Rules for Retirees…and other Investors

There are some basic rules for investors and more importantly for Retirees: 1. What you do not understand, is not worth knowing: If a financial planner tells you ‘Sir, you do not understand this, I will explain it to you’ – please be IMPOLITE and ask him to …….. (unprintable!). NOBODY (repeat NOBODY) is interested [...]