as the world moves towards more and more of insurance, it will mean more paperwork for doctors.Frankly too may doctors I know are NOT KEEN at all that their kids take to their same profession….. So in the future doctors will be increasingly ’employed’ with a hospital (including GP practice that Apollo is setting up). […]

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In the Indian markets when one asset class is losing, other asset classes also catch up fast. So if you think you have invested in real estate, equities and debt – you may not be diversified enough. In fact if you have diversified across asset classes at all points in time, one of the asset […]

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OMG once upon a time (about 20 years ago) one had to go to a British Council or the USIS to get something on Financial Planning. Today every body from a credit card salesman to a real estate agent everybody talks of financial planning. So it has become more and more difficult to understand FP. […]

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Not sure if you have heard this, but this is true in many cases. Take the example of travel options from Mumbai to Pune. You have air, trains (exclusive to Pune and all trains going south), taxi, buses, ….and all seem to be full. When each of these services started people may have wondered…’Is there […]

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1. Why do mutual fund distributors pay Rs.2500 to Amfi for a period of 3 years? What does Amfi do for them? Is it not a body representing the big mutual funds? Assuming that there are 100,000 active distributors (conservative because this includes bank employees too) we are talking of an amount of 2500 * […]

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I do financial planning at a more philosophical level than most other planners. I largely look at my ‘job’ of helping people help themselves. This of course is NOT a good business idea, and does not make any sensible money, but so be it. Recently a reader turned friend had asked me to review his […]

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  Every day I get one mail at least asking for the following: 1. Will you give personal advise on equity trading? 2. Is it a time to be buying gold? 3. Do you do PMS? Will you do it for me? 4. Why do you not suggest MF schemes to buy? 5. Why do […]

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