a few days ago I had done a lament about the quality of data available in India. It is almost impossible to do stories like: Are most people from Mumbai investing? Are more women investing in 2012 than 2002? or Are IFA assets more sticky than Bank brought assets? or Why are the assets under […]

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So many people tell me (OMG and I politely nod) …here is what I wish to tell them: Subra, I made money…. a. buy getting ESOPs in my company b. buy buying a house for Rs. 30 lakhs, now it is worth Rs. 90 lakhs and only Rs. 12 lakhs of the loan is to […]

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Normally the public sector units trade at a lower price earning multiple (p/e multiple for those who did not understand the full version). This is largely because there is a general feeling that the owner (manager) does not care too much about the main shareholder. To expect the ‘corrupt’ or ‘indifferent’ employee to work for […]

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I am not writing one more word on should you buy a UL or a MF product. Enough has been written in the world about this, right. I was just trying to see how both the regulators are looking at the products. 1. ULIP sellers can make a policy illustration: It is mandatory that the […]

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I think it is much easier to remain healthy, but far more complicated to look after your wealth. Of course I am assuming that people do not buy every vitamin pill, curative pill, magic dye…..and make a mess. If you just eat simple food, do some exercises, sleep well,…you will normally lead a healthy life. […]

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No, sorry you will not find the answer here. I do not want to join the cacophony out there. However I have found the following types of answers: 1. I do not know what to do, so no comments. 2. I will do what the big boys are doing. Pssst…do you know what the big […]

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Immaterial of whether you are in your 20’s or in your 50’s and you are looking at an investment you should know some of the basics of investing, so here it is. By and large at some stage you must have been approached by some investment advisor. He (increasingly she) must have offered you mutual […]

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