Most business people pay lip service to education and training. If you are a business man and know your business well you still need to learn about money. You need to be updated about HR. What about logistics? – really the works. Ask a group of business people if they’d be willing to attend a […]

Read More →

Caller: Mr. Subra I am happy you have taken my call…I am 73 years of age and have about 98% of my net worth in equity.. Me: My GOD! Sir I am aghast ..how can you have all your net worth in equities alone..it is too risky do you not know? Caller: Sir I did […]

Read More →

The net has made life easy – you can find everything on Google, buy everything on eBay, pay for everything by using ‘Easy-pay’. And if you do not know how to do it, go to Google and ask ‘how to buy ….well..er a spaceship’ or ‘how to have a heart surgery’..of course for the more […]

Read More →

I personally have little at stake in the mutual fund business, but surely the current mess is likely to stay much longer. 2 products  which are similar in nature having a different kind of sales incentive is a big danger to one being crowded out. Of course other than the regulator everybody knows it. Khyati […]

Read More →

I was stunned when a guy whom I was interviewing said: “Sir Real Estate Prices DO NOT GO DOWN..I have been in the markets for 5 years, and in Navi Mumbai where I have been doing Loan against Property sourcing, I have not seen real estate prices come down, EVER”. Another student/ candidate said: “Sir […]

Read More →

So today the market went up by 400 points – many financial services companies went up by a huge number. Hdfc which was Rs. 3000 pre-split opened at Rs. 610…now it is at Rs. 655. So as is wont….you ask…and they say ‘The financial services industry is booming’. If you have been in the industry […]

Read More →

Too many blogs, too many columns, too many writers. Very little actionable ideas. Too many theories. Too much of cut paste. Let us look at one of them today. It is not the timing, but the time spent in the market that is important. Is it true? Yes of course. Is it true always and […]

Read More →