The net has made life easy – you can find everything on Google, buy everything on eBay, pay for everything by using ‘Easy-pay’.
And if you do not know how to do it, go to Google and ask ‘how to buy ….well..er a spaceship’ or ‘how to have a heart surgery’..of course for the more ambitious ones they could even ask ‘how to DO heart surgery’…
Surely you are getting the hang, are you not?
Have you heard of media manipulation? If you search on many websites for an air ticket, Indian Airlines or Air India never show up… L O L. Obviously they do not advertise or pay per click…so their names are not thrown up.
Similarly in more complicated products it is not easy to buy on the net…unless you do not care. For example if you buy shopkeeper’s insurance a stupid agent or the net will happily give you a cover against ‘money being stolen from the safe’ without checking out whether you have a SEPARATE SAFE for keeping the cash. So you say..oh it is ok…’I have insurance for money kept in the till’…hmmm did you know that money kept in the till is covered only during business hours. After business hours that money is supposed to be kept in the safe or in the bank…OOps nobody told you that? Choo sad 🙂
Did somebody tell you that some accident covers do not apply for accidents happening at home? Or that accident insurance does not pay (almost anything) for a person who does not have an income?
Or that all sites only show private sector health insurance companies?
In insurance you should buy a company’s policy – IF AND ONLY IF:
- you understand what it covers
- you have an office nearby to handle claims
- you speak to a couple of people who have successfully claimed
- see how quickly claims are settled
- ideally has cashless (it is not so much of an issue actually – charge it to your credit card)
- the agent is known – and will help you with the claim
and a zillion other things….
reminds me of a Mehmood movie. He is the owner of a theatre in a village. He gets a movie which he knows will not sell. He hits upon a novel plan. He says “Movie is Free” – as expected the theatre is full….
When people want to get out he says…”Going out Rs. 2 per person”….
do not buy a policy from a company just because you get the policy document quickly. Frankly it does not matter. What you need to know is will they settle the claim quickly.
This blog is different…I hope to teach you the questions, answers tho koi bhi de dega…LOL
Ps: the PROMOTER (not the employee) of a general insurance company asked me to continue my New India policy…L O L. He is a very good friend, so will not name him / her.
Post Footer automatically generated by Add Post Footer Plugin for wordpress.