In Hindi there is a saying ‘Bali ka bakra’ – it is the goat which has to be sacrificed. There is no sacrificing of the lion or the elephant, but just a goat. We saw it in the case of the Adag -Reliance communication telecom scam also. Everybody knew who was the beneficiary. He was […]

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Sunday ka philosophy quota….by the time you read this I would have finished running (people are so cruel, they call it walking when they see me!) the Standard Chartered Mumbai (half) Marthon,  2011…hopefully in good time… There is always an opportunity to help others – and you have no clue from where it can come. […]

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I was stunned when a guy whom I was interviewing said: “Sir Real Estate Prices DO NOT GO DOWN..I have been in the markets for 5 years, and in Navi Mumbai where I have been doing Loan against Property sourcing, I have not seen real estate prices come down, EVER”. Another student/ candidate said: “Sir […]

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I know of a few mis-sellers in the financial services who excel in mis-selling. Let us call them A, B and C. A is so used to mis-selling that when a ‘friend’ wanted to buy a DVD player, he was convincing her to get a lap top. This in spite of the fact that he […]

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