This article appeared in moneycontrol.com long back (cicrca 2006)…but it is still relevant, so here it is…. Immaterial of whether you are in your 20’s or in your 50’s and you are looking at an investment you should know some of the basics of investing, so here it is. By and large at some stage […]

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I have a friend who has worked in a bank for many years – from a rookie sales person to almost the top job in sales and marketing. She has (to me surprisingly) acquired a lot of knowledge about banking, mutual fund and life insurance. Not knowing much of her background (she now works for […]

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this article on budgeting appeared in www.moneycontrol.com long back. INCOME: Rs 100, expenses Rs 99, life is fine. Income: Rs 99, expenses Rs 100, life is in despair.     (Due apologies to Charles Dickens!) There used to be a time when it was advisable to have regular health checkups when you 45. Now, it’s closer to […]

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A slightly different version of this appeared in money control – Wealth section. The current generation of clients whom I meet is inheriting nice big round amounts of money. However since their own salaries are far, far higher than their parents, the amounts do not look big.  Also, making a `Will` seems to be a […]

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a better version of this appeared recently in moneycontrol – in their wealth section… Shiva Garru of Hyderabad told me a story really difficult to believe, amusing for the readers and sad for the participant. His father in law had invested in fixed deposits and lost money, where as his father had a lot of […]

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Suzie Orman is an American TV host who runs a very successful program on personal finance. She runs one section called “Can I afford it”? Needless to say it is very popular. So popular that it has, obviously, triggered a few Indian equivalents in the television space. Nothing much in the print or web – […]

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this appeared in the personal finance section of reuters.in under my byline Escape from Debt If all the people who talk to me are sensible, well educated people, how is it that the Human Relations Managers of many companies call me for asking questions like “Can we do a 3 hour session on how to […]

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