The number of school teachers in the country is quite a large number – surely runs into tens of millions. Is it surprising that there are no websites or books meant for teaching investing to school teachers? No. Actually it is not. School teachers in India (on an average) are paid pretty badly and do […]
People have been asking me…”Is Greece such a big problem…Is Eurozone crisis so difficult to handle…..” Frankly it is the government of India playing the proverbial ‘foreign hand crisis’. This allows them to do what they want, and not get blamed. Surely Greece is not to be blamed for our huge, mammoth deficit. G […]
When an athlete does ultra running – or takes part in the Tour De France, does he not know about the pain that event will cause? of course he does. Then why does he do it? Well it is like meditation. When you start doing meditation for the first time, it becomes very difficult to […]
“Mutual funds are no longer profitable”; “It is not worth being in the life insurance business” – you have heard this and variants of this from the ad driven media, right? Well the truth is not very close to this. Let us take the case of Hdfc Mutual fund. Given the huge AUM already under […]
What are the signals of knowing an adviser is good or bad? Sadly even though one can write many points to know who is a good adviser…the need is for spotting the WRONG guy which is more important! If he says the following things, keep your antenna up and please pick up the signals: 1. […]
Well well you really cannot be stress free, but here is a very interesting list of things which helps de-stress. Or so say the experts. 1. Accept things: the carpenter not coming on time, the plumber coming after a day or your kids behavior….or anything that causes stress is outside your body. You really cannot […]
So when you are worried about the ‘growth’ shares you should invest in dividend oriented shares or in dividend yield funds. Right? Wrong, well at least partially wrong. If you think you will get rid of your bank fixed deposit yielding 9%p.a. and invest in an equity share that yields 6% p.a. (and hoping […]