We all know who writes columns of lies, lies and honest lies, so here is a dig… Look at the Quantum Mutual fund advertisements which appeared in the national press. The advertisement says “we have eliminated distribution commission…” so your money works for you. There are 2 types of charges that a customer pays in […]
If you are in the finance business, today you have to talk about two very important things: Financial Literacy and Financial Inclusion. What you do is not so important! I have heard of an organisation where a person in a grievance cell also has targets! When the customer comes complaining, REPLACE the product, and make […]
Are interest rates going up or going down? Very this is a trillion dollar questions at all points in time is it not? Well I did put in some money into the SBI bond issue – and was pleasantly surprised to see the limit was raised to Rs. 500,000 per application in the retail segment. […]
When somebody asked me….what are the steps in financial planning, I just said: 1. have a plan – including a budget 2. stick to the plan – save as much, save as often – in good equity assets 3. sit with a planner – whet your goals 4. take a insurance cover 5. do a […]
The frankest answer is I do not know. However I do train lots and lots of people so the easiest thing is to pick a phone number and give it to you. Or even worse put a few numbers on my blog / site. Well I do none of these..instead here are some suggestions (some […]
How to marry a billionaire is a question many people reading my blog may be interested to know…here is an article..which seems to have a slightly ‘female side’ bias. However it has some useful tips. However it comes a little late for many of the readers of this blog – I see the average age […]
Relationship managers never had it so bad! Whatever they do, the client is not happy…and keeps threatening to walk away! Relationship managers have a lot of work to do – and one important job is sales. When they sell…they sell. So they have targets, they must keep talking…and life is really tough.. One important thing […]