This morning I was watching television and an expert came…. He was asked what shares to buy…he said buy pharma. He then said buy GSK…. Then he was asked which shares one should NOT BUY…and he said: Do not buy Realty stocks, infrastructure stocks, auto, ….not sure what else..but auto, infra and realty were surely […]

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There are too many reasons why “investors” lose money in equities. Here I am trying to enumerate some of them. Keep visiting this post because as I get more points I will add them here rather than create a new post. 1. Confusing between trading and investing: Traders and investors both make money if done […]

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Some people call it sensible spending or Conscious spending…well this is not a new concept, but a new way of looking at things. See how we spend money – normally it is on a reflex. Like ordering tea in a hotel – it is assumed all the people will have it. Tea may be a […]

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It is quite amazing to see how far away most of the media people are regarding the reality – especially in financial planning. Yesterday while flipping channels..i saw about 2-3 minutes of a program which was ‘discussing’ giving ‘Power of Attorney’. These are the things that I heard: – be careful to whom you are […]

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There is a stupid lesson that the government is trying to teach the whole world – ‘spend your way out of trouble’. Luckily Indians may not listen to anything that the government says, so they will not listen to this also. Even the average American is refusing to listen to Obama – he is likely […]

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I know of a person (whose wife was cribbing to me!) who gets into a new hobby every 1-2 years. That is not so bad. He gives up on the hobby with the same enthusiasm with which he started it. It could be anything. Suddenly it could be wine making. Or Golf. Or Photography! Only […]

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It is very exciting to do a post on the budget.  All you have to do is a lot of cut, copy and paste. My mail box is full of documents about the budget – and there is only only key that I had to use. It is called ‘Del’. Frankly for the common man […]

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