See if you are doing these things or at least some of these things to destroy your financial health….. 1. Postpone starting to save / invest: Forget that there is a tomorrow. Let us look at the reasons that people use: a) I am too young to save / invest b) I am too old […]
When a person is dying..what do you think are likely to be his/ her major regrets? Do you think there could be a pattern? Has any research been done on that? What are YOUR regrets…I mean if your death was to happen NOW, what would be your biggest regret? or regrets? Based on an article […]
what is the Indian Institute of Ponytail Management worried about? it is worried about people knowing that it is NOT recognised. Is it really a problem? No. As long as parents BUY seats such institutes will survive. Sorry make it thrive. One Armstrong (translate to Hindi) runs an institute in a prime suburb of Mumbai…but […]
Earning well but poor…was a title which hurt a few people…so I have blunted it a bit by saying ‘not rich’. Please define your levels of ‘not rich’…so here are the reasons: 1. You are stuck to a job: you hate your job, your boss, your timing, your job location….and ditto for your wife. However […]
Some retirement advice was not bad to give even 20 years ago. People retired at 58 and promptly died at 65. Their PF and gratuity lasted till they did, and then it did not matter. Now chances are you will lose your job at 55, not have a pension, and live till age 90. So […]
Ok if you are reading this, it means you are young! Not sure how young, but let me assume that you are really young. It means you are still wondering who will pay for your higher education. You have just graduated and are wondering whether your parents can / should pay for your higher education. […]
7. Confirm tenure is appropriate: “The insurance representative offered me an endowment policy for 30 years…and at age 44…I am wondering how will be able to pay the premium after I retire…what should I do Subra?”. GENUINE READER QUERY…My answer is a separate post….will do it soon. Here it is: Appropriate tenure of a risk […]