Doctors are the toughest to define professionals! You find doctors earning as little as Rs. 200,000 a year to doctors earning Rs. 200,000 a day. It may be some exaggeration, but it is not far away from the truth. However not all doctors are rich, handsome and  managing their moneys well. Also contrary to public […]

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I do many of these things and keep wondering how to charge for it…However if you do have a FA he should do the following for you: 1. Do not choose that instrument: He should have the guts and knowledge to say what kind of financial instruments YOU as the client should not touch. This […]

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Post Inflation (which is saying Real returns) in the US market was a NEGATIVE 3.4% P.A. from the period 2000-9. Is this the first time that it is happened? No. 3rd time since 1820…. Moral of the story? when you meet an adviser ask him…NOW WHAT……you told me 1 year is long term…even in 10 […]

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I was asked this question at an Investor Meet….and I said It is easy to say what Media is NOT. It is surely NOT about a) Education: If you think media is about educating you, it is not. b) Advising: To be your ADVISER I need to know YOU. Knowledge of markets, products, etc. is […]

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What are the signals of knowing an adviser is good or bad? Sadly even though one can write many points to know who is a good adviser…the need is for spotting the WRONG guy which is more important! If he says the following things, keep your antenna up and please pick up the signals: 1. […]

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  If you have a lot of money and can afford many things, life is great – Economics. If you have a lot of choice, it adds stress – Psychology. Walk into a typical wedding I attend, the range of food that is available normally numbs me. One of the weddings had a FULL range […]

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You may have read it earlier. Elsewhere or here itself. It may have had a different title, but the principles remain the same. Let me tell you the MOST important investment steps: 1. Learn, know and Understand YOURSELF: This is not so simple. Just too many people I know will say ‘I have to make […]

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