There are a few words which when a financial planner says looks cool. If my planner said them to me, I would look for a new planner! What are the words? 1. I will give clear, and UNBIASED advice! After 30 years in the trenches of the financial services industry I have not been able […]

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A few of the industries that a common man deals with are in dire need of a Regulator. One of them is Real Estate. There is no common definition of words like built up, loading, super-built-up, charging for parking, brokerage for renting, brokerage for buying and selling. A builder does not have to tell the […]

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Why do men lie about money? It is simple: a) they will not admit to the world – even to the wife and kids that they are not earning enough. b) it is a community thing – some communities like to show off, some do not have the need to show off. c) men live […]

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I just did a post saying ‘Men and Money’ so here is a post on Women and Money. Assuming that the Man is the main provider and the wife is the secondary (financial) provider, what are the things she should do to know how much is the husband earning? Is it enough? Are they living […]

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  Men are men – you see the Seagram ad, do you not? I have seen just too many men living beyond their means. This they do by lying to their wives – and living it up. This becomes even easier when the husband is in business. The wife only understands cash flow – so […]

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In the past 10 days 2-3 people have asked me for feedback about 3 financial planners. I do not know the people asking the questions, nor do I know the planners. Obviously I know the names, but I will not name them. I politely said ‘I as a professional will not comment on the work […]

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The IRDA has come out with a new law which says the life insurance sales guys should ask a lot of questions BEFORE a customer fills up or BUYS a life insurance policy. For some of us in the life insurance business it was quite obvious that these questions should be asked. I must say […]

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