I can see the kind of parental pressure that kids are subject to in their lives. Even after a kid turns 20, 25….why even 50 parents think they should run their children’s lives. I know one person who started as a peon and retired as a clerk. He has ZERO understanding of finance. Absolutely zilch. […]

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Many young couples I know shudder to think of having a kid. One of the guys told me ‘I am still a kid…how can I have a kid‘. And he is 29 and so is his wife. This is not a class on whether to have a kid, but for those who have a kid! […]

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Here is a quick list on what I will not write on: -Taxation esp personal tax. There are more than enough people doing this. -Stock specific tips etc. I may do it once in a while, but not as a regular thing, and not something that is useful. I mean I will not do updates […]

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When interest rates go up, you know one thing for sure – it will come down also. Now inflation figures are likely to be a little lower (base effect), and there will be pressure on RBI to cut rates. In the informal market (ask the builders!) interest rates are still hovering around the 25%p.a. + […]

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Vaibhav has suggested that I take readers views: happy to do that Please suggest what topics to write on…However here is a NEGATIVE list, on which I will not write: – which share to buy – top best 5 shares to buy / mf schemes to invest – anything specific about a company or a […]

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There are many people in the financial services business whose main job is to sell financial products. What they have been called has changed over the years….but largely the job is: 1. looking for a good product 2. tying up with the manufacturer of the product (a company which wants money or wants to lend […]

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The worst thing about writing a blog and trying to be original everyday is a quick realisation that you cannot! Frankly there are only 140 pages that you need to write in personal finance. Beyond that it is re writing. Like if you have read Bhagavatham, Ramayana and Mahabharatha ….you have really captured all the […]

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