Let us look at some things which were heralded as a fantastic solution for a problem. Then we will see how these have NOW become problems and not a solution as it should have been. Insurance, Home loan, car loan, educational loan, derivatives, leverage, credit cards, ………….. Look at business Insurance. It is a brilliant […]
Well this is not really about me quitting teaching, but somebody else. However I also quit teaching after teaching for just 20 hours in an MBA school. I vowed that I will NEVER go back to that school. Then I said I will never go back to teaching a full course. A single lecture is […]
This is a zillionth time I am saying this. Let me repeat it. Again and Again. If you have a family dependent on you – parents, wife, children, in-laws, ……..please remember YOU are not invincible. You could die. Sorry I refuse to mince words like a typical life insurance agent. He says ..”in case something […]
Most deserving to get a Bharat Ratna…sadly the political numbers do not add up. Neither as a Syrian Christian or as a son of Gujarat. If there are 10 people in the country who have done so much for the upbringing of the country, one at the very top would be Dr. Kurien. From being […]
To be a successful private banker or a relationship manager requires some qualities. It hardly matters which part of the world you are located. Let us look at some of them: 1. Empathy for the client: Yes it is important to keep the organisation’s interest in mind, however the client’s interest should be on the […]
Set A: Statements we make: ‘Hdfc Top 200 is a fund which is DOING well…. Real estate prices ALWAYS GO UP in Mumbai……. Gold prices are GOING up…. Real estate prices are GOING up…. Equity markets are DOING BADLY….. We hear and make these statements, do we not? What we mean is ‘Last […]
Here is an article about China…..I was getting some sadistic pleasure in doing a small change in the article….and would love it if people DISAGREED with me. I see kids in our office (qualified accountants) putting their money in LIC, Nsc, ppf, kvp, ……without thinking ABOUT real return AT ALL. Sad but true. So read […]