Actually I am not sure whether this is a post on retirement or financial education. Or like a friend says all my posts are on financial education…. The financial services industry uses terms like financial planning, life insurance planning, retirement planning…..but the common man has found out that all thes are sales pitches, right? So […]
How I wish I had the data – core, raw, authenticated, available for free – on Indian investors that my blogging friends in US have about American investors. I am sure it will NOT happen and we will have to live with our own pathetic data and assumptions. If the regulator (sitting with about Rs. […]
A couple of days ago I did a post saying ‘Earning well but poor part 1’, now here is a sequel… 6. You rely on others to take care of your money: A classmate who is a relationship manager in a bank, or a friendly uncle, or …..hardly matters who. It is nice to say […]
Caveat Emptor ….is of course Buyer Beware…for the readers of this blog… Subramoney.com is a blog run by P V Subramanyam a graduate of Mumbai University. That is the only qualification he has…of course he has passed a few exams on accounting, cost accounting and secretarial functions. He is also trained as a lawyer. This […]
Ok having given such a negative spin to resolutions, I need to tell you HOW it works, right? Well a resolution does not work unless it is a resolution helping you towards a goal. So much before the resolution is made, a goal has to be created. Clearly goal setting sounds simple -but is extremely […]
I hope the title does not throw you off! Two dangerous words – ‘weight loss’ and ‘mathematical’ except of course for Pattu the maths professor! A plate of samosa – takes about 10 minutes to eat, and 65 minutes to burn off. Did not like the equation? welcome to the cruel world of mathematics. The […]
This is a meeting I had yesterday …. PR Head: Hi Subra since 43 people in Linked In say you know banking our Chairman wants to meet you, is it possible to meet now? S: Yes, of course, and this meeting is regarding…? PR Head: Our Chairman Mr. Fix It wants to explore the possibility […]