When the NPS was launched I was one of those who said ‘let us wait to see it operate’. I am happy that I did not open an NPS account. Really thankful for the wait. From a real cost of .0009 to 0.25% – is a huge jump – of almost 300%. Not fair. I […]
I hope I do not get lynched for the title that I am using. For heavens sake do not show it to your mother, or if you are young enough, to your grandmother. These days it is customary (and profitable) to run a website in the US teaching people to be frugal. For the Indians […]
I have written many times about why I blog…..or why financial bloggers blog – to attract customers for their services: not me..My services business has never got any business because of my blogging. I would be happy if I am not hurting my clients and prospects….forget attracting them. to impact policy: you got to […]
Many people choose the fund in which to invest by looking at the rankings / ratings. I have always held the view that ratings are backward looking and so it does not serve as serious tools for choosing a fund in which to invest. It took some long conversations with some serious knowledgeable investors to […]
I am a Lance Armstrong fan. Sorry make it I WAS a Lance Armstrong fan. Let us be clear. He is a cheat, who came clean only after he was caught. He can no longer be virtuous and keep saying ‘they are troubling me’. Think of the trauma that his competitors went through….really sad for […]
Let me start with a quote from a very respectable MEDICAL JOURNAL…here is what the editor has to say about Doctor’s Continuing Education program being sponsored by the pharma industry: “This is marketing masquerading as education. It is self-evidently absurd to look to companies for critical, unbiased education about products they sell. It’s like asking […]
I have an Icici bank credit card with a small limit – under US $ 1000 – and I use it to the fullest possible extent. Lotsa travel, cell phone bills, net based purchase…etc – but sensibly pay off in full. I never need to exceed the limit – and most of the times I […]