Unfortunately in India most customers crib, then when they get a pat on the back from a high ranking official, they withdraw their complaint. I am yet to see a court order a full repayment for mis-sold policy and heavy damages suits. There is no fear of God in ANY company. If you do bring […]

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No people do not ask me this question, they tell me. “I am sure you will agree…during such times one should sit on cash”. I almost wince. I do know that oil is floundering, the US $ is rising. Yes there will be a Greek vote, yes the Euro is clueless. Japanese currency’s strength is […]

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  I have said this in the past too….and saying it again… “I have NO clue about what attracts big companies to the financial services sector” – repeat a zillion times. None of the so called ‘big groups’ have ever done well in financial services. Whether it is the Tatas, Birlas, Sundaram,….really only Hdfc as […]

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At age 35 people suddenly realise that death, old age, etc. CAN happen to them also…. So suddenly they look for somebody who will ‘help’ them to plan their finances. They get to somebody and find out somebody who comes to their house or their office. They think (thanks to the TV ads, I am […]

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as the world moves towards more and more of insurance, it will mean more paperwork for doctors.Frankly too may doctors I know are NOT KEEN at all that their kids take to their same profession….. So in the future doctors will be increasingly ’employed’ with a hospital (including GP practice that Apollo is setting up). […]

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A few days ago I did a post about risk….here are some solutions.. 1. If husband and wife are working in the same industry or worse in the same company, try to change the situation, NOW. 2. Take a stand alone or a floater MEDICAL INSURANCE  policy for say Rs. 3 lakhs for self and […]

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a normally anti real estate guy saying this? was your first reaction, right? Well I have always said that opportunities come in all markets. You need to decide which market suits you, what you are comfortable with and whether you have the brains and strength to straddle all markets. Here I have a deal – […]

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