Actually many of you will find it difficult to understand that leading a simple life can be so de-stressing.  However many Indians see people living a simple life. However if you live in America it may almost be impossible to live a simple life. Now there is a big movement towards living a simple life. […]

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The year 2007 was perhaps the last year of the madness cycle – with Ninja and all kinds of excesses. However the market corrected in 2008 and recovered very fast in 2009. The sad part is that the persons responsible in Eurpoe and in USA were not even brought to book – the Banking Regulators. […]

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This article appeared in reuters.in – in their personal finance page under my name…. Organise your finances! The greatest advantage a person has if he calls me is he gets a chance to fill up a 20 page questionnaire. It contains questions from name, gender, marital status, employment, whom he supports, etc. It surely helps […]

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One question on the top of everybody’s mind is of course “When will the markets recover?”. That is not just a difficult question to answer, but at best is a wild guess. However, the fun of prediction is to occasionally get it right! The market is a cruel barometer of corporate performance. In the preceding […]

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Many people have asked me what is the starting point of the “sub-prime” problem. This is really very difficult to answer. Relaxing of credit standards in US, over-leveraging by the Investment banks, spending far, far beyond one’s ability to repay..all of them can be taken to be the starting point. However, 2-3 events are remarkable […]

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