Did you know that if you are dealing with a non psu bank, you are dealing with a foreign owned bank. India registered, oh yes, but foreign owned. Did you know that airlines will soon be owned by foreign capitalists? that the retail will soon be opened up for the Marks and Spencer? and the […]
To be successful you need to have tremendous Self Image. Now the line between self image, self worth and ego is not easy to draw. So one has to keep learning…. When a kid joins corporate India – he/she could get mauled by a boss with a huge ego. The kid has to know when […]
You hear the words ‘financially free’ or ‘financially independent’ regularly, right? What exactly do these words mean? Well there are a few things that it means: 1. You spend significantly lesser than your income: this is difficult to describe beyond a point. Let us say you are earning Rs. 300,000 a month post tax. Your […]
A few years ago there was a run on a bank…surely nobody wants me to name the bank, correct? Well I will not. RBI went out of its way to rescue it. When I was talking to somebody in the management of that bank, he said ‘It is actually RBI’s problem’ – we have no […]
When I make a trip to say Kolkatta to do a one-day lecture, I take an early morning flight..and reach Kol for a 11 am lecture. Now what are the risks for me and the client in this whole situation? – risk of me not reaching there at all. How could this happen? Well let […]
An industry can be called successful only after we see the status of all the stake holders. We saw how the employees and the sales force was feeling. Let us see something about the ‘customers’ and the ‘owners’. The customers of the life insurance industry can be divided into 3 categories: a. Those who understood […]
Today is the birthday of Mr. Jamsetji N Tata who was born on 3rd March at Navsari, Gujarat. In 1919 Lord Chelmsford named the city Jamshedpur, in honour of its founder, whose birthday is celebrated on 3rd March as Founder’s Day. People know so much about this great man that there is no point in […]