i have said this, and so has the industry…. timing the market sounds sexy but it is not possible to achieve… now here is some American RECENT evidence…read on http://www.usatoday.com/story/money/personalfinance/2013/03/09/funds-investing-beats-timing/1968323/
Ha to be in your 20s and just starting out! You are a newly qualified CA, MBA, Engineer, Graduate…..out in the big bad world and all alone! Welcome to the world of finance. Most of us start life having a very hazy idea of what is finance. Even if you are a CA or a […]
It is really a pleasure to write – I address an audience of 3 million views – from 139 countries. This is not small by any stretch of imagination. However, along with that it means I get mails asking me for help in investing. The questions are more like: – I am 45 years of […]
There is an article by Radhika Merwin “The first step is to calculate how much you will need towards living expenses after retirement, depending on your lifestyle. Let’s say you’re 30 years old, currently drawing an annual income of Rs 10 lakh. What percentage of your income will be enough to cover your living expenses […]
Subra I heard you are the best person in Cynical Personal Finance training…so I chose to meet you…Let me ask you a few questions Sir: Subra will you please tell me what is Value Investing? Subra: Well, well. “Value investing is the art of picking up shares at a low price, knowing it has value, […]
The kind of personal financial help that you get from professionals leaves a lot to be desired. This is true in US and UK. In India of course you only have sales people – and caveat emptor prevails. You need to know what you are buying. However in countries which are far more law minded […]
When you are in your 20s and 30s which is the biggest asset that you have? House? Car? Mutual funds? No. None of them. Then what is it? It is your future earnings. In Finance terms the NPV of the future cash flow of your earnings. Let us say you are a CA and are […]