i have said this, and so has the industry…. timing the market sounds sexy but it is not possible to achieve… now here is some American RECENT evidence…read on http://www.usatoday.com/story/money/personalfinance/2013/03/09/funds-investing-beats-timing/1968323/

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On 3rd May, 2010 IRDA came out with an amended ULIP regulation…or whatever it isĀ  called. There is nothing special except that the reports in the media suggest that it is something new. Well the things are: No partial withdrawal from a pension plan – this will make the pension plan even more tax inefficient. […]

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