It is really a pleasure to write – I address an audience of 3 million views – from 139 countries. This is not small by any stretch of imagination. However, along with that it means I get mails asking me for help in investing. The questions are more like: – I am 45 years of […]
There are many people who ask me “is this a good time to be investing”. I counter this by saying “Anytime is a good time to start a SIP”. Let us see what happens to people who want to pick up stocks / shares and keep it for a long time. Should long term investors […]
My orientation is to try to write LARGELY on wealth. I suddenly realized that to get wealthy you need seed capital (!!). For the real young ones who have JUST started earning (aged 22-25) they need to know about: funding buying an asset, credit cards, credit score, some career moves, educational loans, ….the real basics. […]
Markets fell by 340 points yesterday and has fallen 260 points already today. For people like us markets means sensex! So what to do? I have so many panic sms coming to me! The worst thing to do is to stop the sip! Remember if you had a COMPULSORY SIP….you would have continued to invest, […]
Most people I know spend less than what they earn! I wish I could say ALL people I know spend less than what they earn…well they do not. Why do I keep harping on income and expenditure, because it is not easy for many people to comprehend. Let me see how simple I can make […]
This is a very old story…you can attribute the wise man to be Moses, Buddha, Tenali Raman, Birbal….choice is yours. The story goes like this…. There was a man who was digging a well. He was hoping to strike water soon. One man came up to him and said ‘Arre you are digging for water […]
One very important media advise is “If the fund has been a poor performer for X quarters, sell it off“. This looks so stunningly correct an advise that few people will be able to shrug it off. Take for example in the current down turn of the Indian equity markets the performance of ‘balanced’ funds. […]