Mutual funds may soon be available to the end customer directly. When you go direct, you avoid the sales costs….that is all. You still pay asset management charges – and as of now we have no clue how much. So lets do a look see….. The other costs remain the same….now let us see […]
This article appeared in MoneyControl….a few MONTHS ago… The market has gone nowhere in the past 4 years. When your financial planner / relationship manager / advisor told you that equities are for the long run he/she also said ‘long run’ means more than one year, correct? Well you invested when the index was 20000 […]
Those of you who are following me on Facebook know that I recently ran a full marathon. Only a couple of days before I decided to run, and only on the run day did I decide to run 42.2 km. Running a Marathon has a lot of advantages. It allows you to think – and […]
So many people have asked me this question, in so many conditions, that I really do not know what to say! I have replied to this in many ways, so let me try one more. The simple answer is NO. However like most human beings you may want a more complex answer, right? There […]
Over the course of your investment life, you will receive a lot of help from well meaning people (completely incompetent in investing but some with empirical evidence of luck in investing). Some of it will sound as follows: 1. Invest in Life Insurance policies like ULIP: this advice will come in the second month of […]
the title to this post is from The Economist – one of the fine magazines that I make an attempt to read. I normally read it online but a smart lady next to me piles a few copies on her desk, so occasionally I do flick a few issues for a relaxed read. Diversification […]
Set A: Statements we make: ‘Hdfc Top 200 is a fund which is DOING well…. Real estate prices ALWAYS GO UP in Mumbai……. Gold prices are GOING up…. Real estate prices are GOING up…. Equity markets are DOING BADLY….. We hear and make these statements, do we not? What we mean is ‘Last […]