A couple of days back I said there is nothing new to write in personal finance – in my Facebook post. I still stand by it. Seriously there is nothing new that one can write about personal finance which is not already written…However the inefficiency at the execution level – of even well given advice […]

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I interact with a lot of youngsters. I mean from age 21 (fresh graduates), 23 (fresh MBAs) up to the age of 30- and a few who are older too. I would have said Young, Fabulous and Broke – but Susie Orman uses it regularly on her show! I do not think there is a […]

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A lot of people who read my blog think I am against real estate. Far from it. I believe a lot of money can be made in real estate – surely greater than gold and debt instruments. Surely less than a nice portfolio of equities. However to make money in real estate the following conditions […]

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Quite amused about the number of readers who said that the customer is well educated, can make well informed choices…Also many distributors believe that the customer believes them….I know of  many cases where they listened to their brokers…and really went broke 🙂 Here read about the great food fraud.. http://opinionator.blogs.nytimes.com/2011/02/22/how-to-make-oatmeal-wrong/?ref=global-home

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When somebody asked me….what are the steps in financial planning, I just said: 1. have a plan – including a budget 2. stick to the plan – save as much, save as often – in good equity assets 3. sit with a planner – whet your goals 4. take a insurance cover 5. do a […]

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How to marry a billionaire is a question many people reading my blog may be interested to know…here is an article..which seems to have a slightly ‘female side’ bias. However it has some useful tips. However it comes a little late for many of the readers of this blog – I see the average age […]

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Most people I know spend less than what they earn! I wish I could say ALL people I know spend less than what they earn…well they do not. Why do I keep harping on income and expenditure, because it is not easy for many people to comprehend. Let me see how simple I can make […]

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