What is a valentine post doing in a financial blog? Well , well, I should have said: Will you be my financial valentine? In this era of boys and girls earning equal amounts, both of them have equal responsibility in managing the money too. Obviously nothing in our education system teaches them this basic skill…and […]

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If you run a personal finance blog…somewhere it goes into areas which look peripheral to most people…like: spending financial behaviour economics good food good health why? because good food and good health are good economics. Good economics is sensible personal finance. So you will find occassional posts on food, exercise, etc…here is a shocking news..perhaps […]

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Continuing the Fundamental Analysis series…here is another post. What really is a Balance sheet? It is a summary of the assets that a company owns and the money that is owes to outsiders. Remember as far as the company is concerned, you the shareholder, is an outsider too. Remember – it has its own existence? […]

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For those (like me) who are always bullish on equities, it is nice to read the equities history. The Russian Stock exchange got wiped out. In Austria from 1900 to 2012 – you would have been ripped apart with 97 years of losses In the US the returns from bonds has been BETTER THAN equities […]

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Caveat: I do not know the answer. Caveat: I do not think I need to know the answer, I am happy with a 2% real return, for many of you that would be not a happy situation, perhaps. My requirements have gone down because of the past performance. Caveat: Nobody has an answer, and far […]

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Reader has asked a very valid question: “Subra all this is fine..but what is the use of all this gyan? When I ask you whether you will hold my hand and help me plan my finances FOR A FEE…you always say no. I do not like some other websites which does it..- i feel it […]

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Nice to see many many many articles, blogs, even legislation which are meant to ‘help’ the uninformed, poor investor. Let us look at the assumption of what these intellectuals and bureaucrats think about the behavior of the end investor: 1. The investor is rational: Fair assumption based on the Economics that they have been taught […]

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