Set A: Statements we make: ‘Hdfc Top 200 is a fund which is DOING well….     Real estate prices ALWAYS GO UP in Mumbai……. Gold prices are GOING up….             Real estate prices are GOING up…. Equity markets are DOING BADLY….. We hear and make these statements, do we not? What we mean is ‘Last […]

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Here is an article about China…..I was getting some sadistic pleasure in doing a small change in the article….and would love it if people DISAGREED with me. I see kids in our office (qualified accountants) putting their money in LIC, Nsc, ppf, kvp, ……without thinking ABOUT real return AT ALL. Sad but true. So read […]

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It is customary for older people to talk about the loose morals of the younger generation, the increased corruption, and lamenting ‘In our times things were not as bad’. Frankly some of the horror stories that I have heard in banking channels makes me wonder, if I have no clue of the eps, why bother […]

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I have been accused of the following: Keeping gold prices low. People losing out chance to buy gold/ land / real estate because of my writing. Hilarious because I have rarely taken a stand for or against. I do not consider it for my portfolio – SHOULD mean nothing for you. I have consumed about […]

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Let us look at a fictitious conversation between a ‘Super Senior Vice President – Strategy and Execution’ and an IFA: Sir my client, Subra, has invested in our company’s ULIP with the least fund management charges…but it is doing very badly…what should I do? Sir my client is not a  greedy or a crazy guy, […]

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sorry, the service provider that I am using has some major crisis at his end i think…i could not change the date of the post that I did in 2011…it is a good post, so I thought I should just re-produce it here..take a lil trouble and click on the following please…of course i could […]

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Subra one does not know whether I will pop off at 45 or like A K Hangal at the age of 98. So in order to live peacefully, I need to create a serious amount of income and wealth. – So said a reader who is about 40 years of age. He also said ‘the […]

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