Personal finance doctor

I am a part of the team at Iris that does a column called “Portfolio Doctor” for Money Today magazine. This column is very popular – and the requests for being featured far, far exceeds the number of columns that can be carried. So here is what the editor of MONEY TODAY has to say [...]

Politics and Money

I normally do not write about politics but this are special times! There is a chance that the government will fall (this is a defeat for Anil Ambani) or the government will survive (there is enough that AS and AA can do to irritate Mukesh). However, there is a good chance that if the UPA [...]

Inflation and loans – Loan against Form 16!

Many people think they (and the industry tells them) that they are eligible for a “home loan”, car loan, personal loan, credit card loan etc. Actually this is not true. You only get a loan against your Form 16, which means this is a loan against your future earning capacity. Imagine telling a lender that [...]

Economic Indicators: Inflation and others

“If you spent 13 minutes last year guessing about the economy and the indicators, you wasted 10 minutes”. I am not sure about whether I got the wordings correct, but Peter Lynch said something to this effect. I am myself not a big believer in asset allocation strategies based on the state of the economy [...]

Inflation and mathematics

A pyt in our office today asked a very innocent question. If inflation has gone up from 9% to 11% in a week, next week will it be 14%? Well the truth is I do not know. However I do know that if it rains 90mm in Mumbai, and it does rain like that for [...]

Investor duties