I was talking about frugality to a guy whose knowledge of English does not include this word. Here he was all 29 years of age, not a penny saved, married to a woman who was spending most of her income. Earnings of this couple was in the region of Rs. 20 lakhs per annum and […]

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Almost every day somebody asks me this question! This question can take many forms – sometimes a student doing is engineering asks this question or sometimes it is the student’s parent asking this question. Even when a kid is 5 years of age parents need to plan for a ‘good’ education. Good education normally means […]

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I recently heard of a motor cycle accident – 27 year old boy…need I say more? Wife has a 3 year old kid and one more coming into the world. It was a love marriage with not much blessing from the boy’s side. About 6 months back it looked like a typical fairy tale. A […]

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The distributor of financial products – Call him an agent, advisor, consultant, …or what have you, but he is representing the manufacturer and has a role to play. Clients should expect good quality feedback on the happenings, not necessarily express speed. All websites today carry an article on the RBI rate policy. Expect a detailed […]

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