It is easy for me to say ‘you should not take personal loans, because I have not taken’. It is so foolish too say do not borrow. Most people are borrowing out of compulsion, not love for the bank!! Nobody borrows if they can live without that expense. However people do borrow, and when I […]

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Well choose what B stands for! Afterall it is a point of view is it not? Let us look at some recent news items / events: – Greece default is more or less certain. So Greece will be forced to go out of the Euro, and Germany will go because it wants to go. This […]

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Well many heart surgeons who have died of a heart attack have not been able to tell the diff between a heart attack or just a case of gas.. Why am I bringing this up on  a Monday morning? Well I walked to Nerul station…and a man sitting there asked me…’Heart attack causes pain in […]

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Here is a rejoinder from a FP…he/she does not want to be named. Subra read your blog, it is good…really good and sums up the situation. Let us look at it from the planner’s point of view. The client does not respect the planner enough (your argument that respect has to be earned is well […]

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Due to public demand I launched my Financial Planning service on 1st April, 2011 and the response was just fantastic! The first client was a Vice President of the R  Group (he told me that there are 3000 people like him, but I think he was exaggerating). Client: Subra will you do F P for […]

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Either the tolerance level is low for the kids I meet…or I have forgotten how a 24 year old thinks. Most of them are confident of getting new ‘jobs’ or are not too worried about sitting at home waiting for a job. However I know of kids who have good jobs (my point of view) […]

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there are many lessons for the retail investor from the budget: 1. It is a very important event if you are running a blog, website, channel, magazine, newspaper. It allows you to have a lot of chance for creating content. 2. No impact on the common man from an investing or tax planning point of […]

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