Due to public demand I launched my Financial Planning service on 1st April, 2011 and the response was just fantastic! The first client was a Vice President of the R  Group (he told me that there are 3000 people like him, but I think he was exaggerating). Client: Subra will you do F P for […]

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Either I am being very touchy about ULIPs or Endowment plans in general or too many pro-ulip articles are appearing in the print media also. The big worry about using numbers in an example is to know enough about statistics – mean, median, mode, standard deviation and NOISE. Noise is the distortion that is caused […]

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Many of the life insurance policies sold in the past 3 years may not see the “logical end” of the policy as perhaps intended. In the United States of America the endowment plans are called “permanent” policies. A high percentage of existing “permanent” insurance policies will not make it to the finish line. They will […]

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