The word reverse split is used in 2 contexts – one in the running parlance and one in the stock exchange / equity market parlance. In the running parlance it means running the second portion of the race FASTER than the FIRST portion. For example if you run 6 km in the first half an […]

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There are many people in the financial services business whose main job is to sell financial products. What they have been called has changed over the years….but largely the job is: 1. looking for a good product 2. tying up with the manufacturer of the product (a company which wants money or wants to lend […]

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A few days back Safalniveshak posted a comment saying his friend’s father was cheated by an agent who had sold him 192 schemes in 192 folios. He called it bad and disgusting. Let us look at the whole process. A mutual fund or a life insurance company gets a LICENSE to do business in their […]

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I met a well to do Financial Advisor, or rather should I say almost Ex-Financial advisor. He is in the business of mutual fund distribution, given up life insurance and general insurance distribution, does not entertain clients any more for direct equity, and does financial hand-holding for SMEs. He tried his hand at fee based […]

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If you hear words like crashed, crumbled, fallen, broken the precarious levels of 5300, Telecom shares crashed on the arrest of…, Reacted downwards sharply, All indices are in the red, … you can be sure that the market fell by 240 points. Is 240 a big number when the index is 18000? hell, no. However […]

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Most salesmen are able to sell products at prices they decide because investors do not ask them the right questions. These questions will help you keep pesky guys off: 1. Can I sell it when I want to: I love long term investing, but it also feels good to know that almost 100% of my […]

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I read the Kiyosaki book about 10 years ago if not earlier..and could identify with him…except for the ‘Amway’ type of selling. Not that I have anything against Amway, but it was not my style. Many people pushed me Amway as a training opportunity, etc…but it did not cut. However, now identifying with RK is […]

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