You have just crossed your 23rd birthday, when you’ve gained the education and/or skills you need for the career you’ve chosen, and you’re earning money and learning how to handle it. Ok, ok you are not in your twenties but are in your thirties and have started looking at financial planning. Fine, this article will […]
Sunday..thoda sa philosophy! When ‘WM’ died and went to heaven, she was not very happy. She spoke to God and wanted to know how come she did not get many things in life that she wanted. God did not say anything. He just smiled at her and said ‘Kid go around Heaven and see everything […]
Charity for me has always been charity related to kids, and preferably related to education. When i see organizations like akshayapatra, Isha Vidya, Aid India,..I am amazed at the kind of work that they do. It is humbling to see (for example) akshayapatra fed a million plus kids a day (million is just a statistic). […]
Last week I met with a very senior person in a very very big bank. It took almost 10 minutes of security check before I reached him. As usual I asked him “How come your bank which has such a high training budget not spend any money on teaching personal finance to YOUR OWN EMPLOYEES?” […]
Let us play a game – in school and college we used to call it True or False. Q1. If a person is well educated he will be good at managing money. Ans. FALSE. Completely false. Why do you expect a doctor or an engineer to be suddenly good (or bad) at managing money? No, […]
In all my financial interactions – be it planning for clients, training, teaching or writing, people have come to me with some problem which they think is unique. In all the financial problems, I am able to find a pattern. Believe it or nor, people more often than not choose the problem by their behavior. […]
My parents always managed to make ends meet, even though my mother was a stay-at-home mom and my father worked in a factory! Neither my sibling nor I did things like ‘tuitions’ and these kind of income supplementing stuff. Of course unlike many people of my father’s generation he did not have to support his […]