This is a result of being in the 4th decade of my investing life. Not all the lessons were personally learnt – some where learnt from the reading, teaching, talking, dreaming, writing, commenting about investing. So if you see some points from other authors, writers, commentators do not feel outraged. We both may have […]

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I meet people in the ‘well-off’ cadre. I mean people earning not less than Rs. 3L per month cannot be called ‘not doing well’ correct? Some of the things that I tell them, is impossible to believe. Not sure HOW many of you will even believe this (Subra do not think you know everything and […]

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  The equity market is like a lion. When you see it take a couple of steps back, it is not to run away, but to spring with great vigor. Ok this may not sound too great, but you may not have heard it anywhere else too! You have been hearing Bill Gross saying ‘Equity […]

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I am not even getting into ‘Ulip vs Mutual funds’ – the experts know it, right? I am trying to see what are the mistakes they make when they buy Unit linked Insurance plans. This is not an exhaustive list, it is just on the basis of interactions that i have had with my readers […]

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Planning to do a series of articles on Couples and Money. I do not wish to see how many articles, but this is clearly one of the earliest. A couple may fall in love or have an arranged marriage, but they surely meet before their marriage…so these are things which they should surely talk about. […]

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No health deteriorates overnight. Sure we have heard of cancer, liver and kidney failure – but there are always some signals. Ignore them, and you are dead. Literally. Similarly are there some signals that you can pick up from a business that pre warn you about failure? Well here a few that I remember from […]

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Here are some axioms, sayings, postulates, ….which people use (well almost indiscriminately) ..let us see if we really do understand what it means? 1. Mutual funds are professionally managed. 2. This company is professionally managed. 3. You cannot look into the rear-view mirror and drive. 4. To spread the risk, it makes sense to diversify […]

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