Planning for a secure financial future is a must! It can be done, and is not easy, but is not rocket science either. Maybe you’re saving to buy your first home? Perhaps starting your own business is a dream. The costs of a college education have spiraled and you may wonder how you will […]
Please remember the Indian Army has not been tested since 1971. We have no clue how well prepared it is to take on a war even by Bangladesh…. And our army cannot get its General’s date of birth right… In Kashmir they ‘need’ to be there to keep it normal – does it sound like […]
Happy New year! Typically all magazines, news papers….channels will happily do a column saying ‘Investment Resolutions for 2012’…make some noise. Readers will happily read it, and tell themselves …’arre this year I will stick to my resolutions’ and then promptly forget it. Very easy for me also to do the same. Frankly I have […]
Financial Planning for a well qualified, salaried individual is fairly simple. If he does not jump around too much – has one/ two kids, buys a house, car, pays for an occasional holiday for his parents….then just do a couple of SIPs, take a term insurance, and well life is done. However, if you have […]
The savings bank account is a place where most of us leave a lot of balance. This is more by habit and inaction rather than any design. Traditionally all banks paid interest on the MINIMUM balance – by some stupid definition – of balance between 10th and 30th. It was difficult to calculate the correct […]
I met a well to do Financial Advisor, or rather should I say almost Ex-Financial advisor. He is in the business of mutual fund distribution, given up life insurance and general insurance distribution, does not entertain clients any more for direct equity, and does financial hand-holding for SMEs. He tried his hand at fee based […]
Here is what I mean by personal finance blogs: – does not include tips giving blogs (what share to buy, when to buy, etc.) – searched and have found only 4-5 blogs so far – will not cover blogs with basic errors – the effort to enumerate mistakes is too much, so will just say […]