Along with a software company (www.myirisplus.com) I did financial planning workshops in various parts of the country. Delhi, Kolkatta, Indore, Hyderabad, Bengaluru (Bangalore), Pune, Mumbai, Navi Mumbai, Andheri, Churchgate, Chennai, Cochin, Trivandrum, Coimbatore, Ahmedabad, ….To be honest the response from the ‘IFA’ – the person who sells life insurance and mutual funds to you was […]
Whenever I meet clients who are new to investing I can make out who has been their adviser for their earlier investments. It could be a cousin, neighbor, or a banker. They leave a lot of trail. The greatest thing that they do is emphasize on recent history. Though we all know that today was […]
This article appeared in reuters.in – in their personal finance page under my name…. Organise your finances! The greatest advantage a person has if he calls me is he gets a chance to fill up a 20 page questionnaire. It contains questions from name, gender, marital status, employment, whom he supports, etc. It surely helps […]
What is Critical Illness Insurance? It is customary for most people to be covered with life insurance. Most people who have taken loans or are generally well informed understand the need for life insurance and hence have acted accordingly. However there are some important risks in a persons life – early death (covered by life […]
This article appeared in the December issue of Money Today…. ON THE FUND HUNT P.V. SUBRAMANYAM, Financial Trainer If past records were enough to predict the future, the result of every match would be known even before it started. Similarly, if the past performance of mutual funds was the only barometer, no fund investor would […]
This article appeared in Money Today….long back….. From what to how P V Subramanyam October 24, 2007 Print Email These days client questions have changed a little. No more is somebody asking—“Do I need to do financial planning?” Rather the questions are: “How do I do financial planning? What are the advantages?” These questions are […]
I have found many people spend money to satisfy some need which actually they do not have! Can you believe this? I myself found it difficult. Let me explain. When it comes to impulse spending we try to please our needs. One need is actually felt by us deep inside. The other one is temporary […]