Why we do things and why we do not do things is largely a function of our habits. We do not do things we like – we may have liked it the first time around, but now we do it because it is a habit. Most Americans do not contribute to a 401(k) plan because […]
this is a transcript of a talk session Vikram Oza did on UTVi – and it appears on utvi.com too. Leaving emotions out of your financial decisions is tough. Behavioural Finance is a science that gauges among other things, the rationale of investment decisions. UTVi talks to PV Subramanyam (Subra), financial trainer on the subject […]
One amazing rule of investments is called the ‘Golden Rule of Investing’. The Golden Rule says “he who has the Gold, makes the rules of investing”. If this post gets you nostalgic, you must have been born in the 1960s! Once upon a time there used to be a ‘ring’ in The Stock Exchange (you […]
Anne Frank – perhaps the most enduring voice of the World War II – would have turned 80 today. ‘Sadabishekam’ is celebrated as a thanks giving and for a healthy future. Anne Frank’s 80th birthday is worth celebrating because she can never die. Anne Frank is no longer a person. It is a spirit of […]
It is amazing that financial services – mutual funds, life insurance and banking are seen as villians in terms of charges in a country which has so many real estate deals! Who can become a builder, who can become a broker, how much brokerage to charge, should prices be quoted for built up, super built […]
this appeared on Utvi when the index was 11,000 or thereabouts… In the latest episode of Smart Money, UTVi’s Vikram Oza interviewd PV Subramanyam who is a Financial Trainer. Is it a common to people stop making investments when times are tough? Subramanyam: When the markets are down, people ask if they can stop their […]
Sounds very funny does it not? Why would anybody choose to be poor? Or unhappy? Or fail? Well if you read Hindu philosophy in detail you realise the following lessons are taught to you through stories: You are a function of what you chose to be. If you are happy you make the choices to […]