The worst thing about writing a blog and trying to be original everyday is a quick realisation that you cannot! Frankly there are only 140 pages that you need to write in personal finance. Beyond that it is re writing. Like if you have read Bhagavatham, Ramayana and Mahabharatha ….you have really captured all the […]

Read More →

  Most of the teaching that I try to do is by story telling….and that is a problem for a few people. Last week I was talking to a few people – and it is customary to say ‘MMS and Kalam are good people…’. I said, sorry, once a bureaucrat, always a bur….t. And b..t […]

Read More →

a normally anti real estate guy saying this? was your first reaction, right? Well I have always said that opportunities come in all markets. You need to decide which market suits you, what you are comfortable with and whether you have the brains and strength to straddle all markets. Here I have a deal – […]

Read More →

So many people tell me (OMG and I politely nod) …here is what I wish to tell them: Subra, I made money…. a. buy getting ESOPs in my company b. buy buying a house for Rs. 30 lakhs, now it is worth Rs. 90 lakhs and only Rs. 12 lakhs of the loan is to […]

Read More →

Normally the public sector units trade at a lower price earning multiple (p/e multiple for those who did not understand the full version). This is largely because there is a general feeling that the owner (manager) does not care too much about the main shareholder. To expect the ‘corrupt’ or ‘indifferent’ employee to work for […]

Read More →

If you see the fund performance in India, most, if not all fund managers have schemes which beat the the sensex or the nifty. Have you wondered why it is easy to beat the indices in India but fund managers in the US find it very difficult to do so? There are just too many […]

Read More →

Not how many kids listen to their parents. Well, this is not a new problem – 4000 years ago Socrates had this problem too. I am talking about investing / making education or career choices, making marriage choices…kids blame their parents for everything! I am not sure if you should ask or listen to you […]

Read More →