recently a friend found out at the funeral of a lady that a ‘rod’ which was supposed to be put in her left leg was not put at all….only when her body was being burnt did they find this out…so he tweeted ‘please get an xray done after an operation…that all things are done’. […]

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Many of you would have heard of the story of a camel which came to a man in the desert and said ‘Can I keep just my face inside the tent…it is very cold outside’. As you can guess, slowly the camel was in and the man was out. In a similar story the mutual […]

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A couple of days back I said there is nothing new to write in personal finance – in my Facebook post. I still stand by it. Seriously there is nothing new that one can write about personal finance which is not already written…However the inefficiency at the execution level – of even well given advice […]

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  One of the girls who read my book….has sent this note….I have masked her name….obviously do not want her name to show up in a Google search!! Name:  hidden           Age: 23 (born 1987)         Profession: Service / Banker 1. At what age do you plan to retire? Have you started saving for retirement? I plan […]

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Disclaimer no. 1: I do not understand commodities. I do not understand technicals. Thus I am perhaps the worst person to be talking about Gold. Having said that, in the last few weeks I have been receiving a lot of emails, sms, etc. suggesting, arguing, cajoling me to buy gold. Not sure whether this is […]

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The South Africans are chokers or do they panic? Well all the commentators call them chokers, do they not? Well Malcolm Gladwell (Tipping Point fame) has come out with the difference between panicking and choking very well. He has used a game of tennis as an example. Akash Chopra (Cricketer) has adapted the concept to […]

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You have just crossed your 23rd birthday, when you’ve gained the education and/or skills you need for the career you’ve chosen, and you’re earning money and learning how to handle it. Ok, ok you are not in your twenties but are in your thirties and have started looking at financial planning. Fine, this article will […]

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